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Smart cover you’d expect from ŠKODA Insurance

ŠKODA vehicles are renowned for their clever safety features. So it’s hardly surprising that ŠKODA insurance products can provide you with a range of protection, from tyres to purchase price insurance.

That means you can drive with peace of mind, knowing your vehicle is taken care of, no matter where the road takes you.

View ŠKODA Insurance Products 

We only use ŠKODA parts

Our mechanics only use genuine ŠKODA parts, engineered to our specifications, when carrying out repairs.

We let you choose your repairer

If you’ve got a great mechanic, it makes sense to use them. But if not, we have plenty of carefully selected ŠKODA specialists you can choose from.

Replacement car if yours is stolen

Having your car stolen is an incredibly stressful experience. We try to make it easier with access to a free rental vehicle for 21 days, for up to $100 per day.*

A new car if yours is written off

Receive a new car of the same make, model and series if your new car is damaged beyond repair in an accident in the first 3 years of owning it.^*

More cover options

Protect your finance and your vehicle, with three high value cover options to choose from.

We make payment easy

You can elect to pay your premiums monthly by direct debit, or you may even be able to add them to your ŠKODA Finance package.

Your insurance options

Whatever your insurance needs are, we have a protection plan to suit you with five cover options that you can combine to look after you in a range of situations.


ŠKODA Motor Vehicle Cover

Must-have protection, designed for ŠKODA owners. Read more

With ŠKODA Motor Vehicle Cover, you’ll enjoy peace of mind every time you get behind the wheel. You’ll feel safe with the knowledge that only genuine ŠKODA parts will be used if your vehicle needs repairing. You’ll also feel confident, knowing that if you breakdown we’ll take care of everything, even towing and emergency accommodation, to keep you safe and get you back on the road as quickly as possible.

View a copy of our Motor Vehicle Cover PDS here.



ŠKODA Value Protect Cover

If your vehicle is declared a total loss, your comprehensive insurance payout may not cover the total amount you paid for your vehicle, or the loan amount you still owe. Read more

ŠKODA Value Protect Insurance covers this shortfall so you don’t have to. Whether you have paid for your vehicle outright, or have a loan balance outstanding, Value Protect Insurance can help so a total loss doesn’t leave you out of pocket.*

View a copy of our Value Protect Cover PDS here.



ŠKODA Loan Protection Cover

Avoid the unnecessary financial stress of mounting car repayments if something happens to you that affects your income with ŠKODA Loan Protection Cover. Read more

Life is full of unexpected events. While we can’t always avoid them, we can be prepared. That’s why ŠKODA offers Loan Protection Cover, to keep you and your family protected no matter what comes your way. So if life takes a turn for the worse — you lose your job, get seriously ill or injured in an accident or even pass away, your car payments would be taken care of.*

View a copy of the ŠKODA Loan Protection Cover PDS here.


Insurance you can finance

Your insurance can even be bundled in with your finance payments in some cases to make your life even easier. The table below outlines which insurance policies can be included with which finance products. For more information, visit your nearest ŠKODA dealer and talk to one of our experienced Business Managers about your options.


Motor Vehicle Cover
Value Protect Cover
Loan Protection Cover
Extended Warranty
Novated Lease
Hire Purchase
Chattel Mortgage
Consumer Loan

Ask an expert about ŠKODA insurance

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If you’re buying a ŠKODA, you’re investing in European quality, clever design, and fantastic realibility — so it’s important that you protect your investment. Visit your local ŠKODA dealer to speak to a Business Manager today to talk about your insurance options.

One of our ŠKODA Business Managers can guide you to make sure your insurance policies cover everything you need on your new ŠKODA.

They’ll help make sure you get the right level of cover depending on your situation. 

Find your nearest ŠKODA dealer

What our Customers Say

But don’t take just take our word for it. Here’s what some of our other customers had to say.

^ New for old replacement is only if the same make, model and series of vehicle is available in Australia. Underwriting conditions apply. May not be available to all applicants. Please consider the Product Disclosure Statement before making a decision.

* Volkswagen Financial Services ABN 20 097 071 460, Australian Credit Licence 389344 (“VWFS”) arranges insurance as an authorised representative of Allianz Australia Insurance Limited ABN 15 000 122 850, AFS Licence No. 234708 (“Allianz”).

Allianz Australia Insurance Limited is the sole Issuer of all insurance products except the ŠKODA Loan Protection Cover where it issues the product together with Allianz Australia Life Insurance Limited.

We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision about insurance please consider the Product Disclosure Statements available from your local ŠKODA Dealership and the appropriateness of the insurance having regard to your objectives, financial situation and needs. If you buy insurance from us we receive a commission which is a percentage of the premium. Ask your ŠKODA Dealership for more details before we provide our services.

Allianz Australia Insurance Limited ABN 15 000 122 850, AFS Licence No. 234708 (“Allianz”) is not a related body corporate of VWFS. An Allianz policy does not represent a deposit with, or liability of, VWFS or any of its related bodies corporate. Neither VWFS, nor any of its related bodies corporate guarantees or accepts liability for any products issued.