Clever solutions from ŠKODA Financial Services

Buying a ŠKODA vehicle is a clever choice. And choosing ŠKODA Financial Services? That’s smart too. Our finance packages are full of practical features that make life easier — just like our vehicles.

ŠKODA Financial Services offers a seamless one-stop-shop experience to get your vehicle, finance and insurance all at the same time. And because we’re the ŠKODA experts, we understand what’s important to ŠKODA drivers, and have flexible finance solutions to match. Learn more 

Rate was good and approval process was fine... Service was good.

Cameron, QLD
Hire Purchase Regulated

It was smooth and easy to setup - hassle free approval.

Adnan, NSW
Consumer Loan

Finance that fits your needs


At ŠKODA Financial Services, we understand that everyone’s different. That’s why we offer a choice of terms and repayment options, including clever features like up-front deposits or balloons on applicable products), salary packaging and more. So you can enjoy a financing solution that’s the right fit for you.

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Our business finance solutions can help you get the most form your cash flow and tax position, whether you’re a sole trader or large corporation.

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^The ŠKODA Choice Program consists of an option to return the vehicle to ŠKODA Financial Services (SFS)** at the end of the term and require SFS** to purchase the vehicle at an agreed price known as the Guaranteed Future Value or GFV as determined by SFS** and set out in your contract. At the end of the term, you can elect to: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV. The GFV is not a representation by SFS** as to the likely market value of the vehicle as at the end of your contract. The option is available on new and demonstrator ŠKODA vehicles for selected models only. Please verify with your dealership the vehicles that are eligible for the program. The GFV will be reduced, and you will be liable for any loan contract deficit, if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition in accordance with the Fair Wear and Tear Guide available at Other terms and conditions apply. The cost of the ŠKODA Choice Program is incorporated into the applicable interest rate. Please read the full terms and conditions. Please consider whether these products and services are appropriate for your circumstances. Before acting on any of the information on this page, please seek independent financial and tax advice. Full terms and conditions are available upon application. Available only to approved applicants of SFS**. Subject to credit assessment. Standard fees and charges apply. Fleet, government, rental buyers, hire car and chauffeur companies are excluded. Available at participating Volkswagen dealers. **SFS is a trading name of Volkswagen Financial Services Australia Pty Limited ABN 20 097 071 460. Australian Credit Licence 389344.